YOUR ASSETS.YOUR CARD.
A digital payment solution: fund your account with supported digital assets and spend in USD at supported merchants — with card and app.
Card design and app screens are illustrative
Available to eligible customers in supported jurisdictions. Approval is subject to eligibility and compliance review.
Membership
$19.99 per month
Your Card
A virtual payment card in your name — fund it with supported digital assets and spend in USD. Physical card to follow.
Digital Asset Deposits
Fund your account from your own wallet or exchange. Funds are ready to spend once the network has confirmed the transfer.
Spend Internationally
Designed for international payments at supported merchants — online and via mobile wallet where supported.
1% Cashback
Receive 1% cashback in SHOP Tokens on eligible payments — transfer, swap to USDT or hold.
Getting started
Simple digital onboarding. Full access after approval.
- Digital verification process (KYC requirements apply)
- Approval subject to eligibility and compliance review
- No minimum commitment — cancel monthly
Earn
Optional rewards. Cashback and holding rewards.
Collect 1% cashback in SHOP Tokens on eligible card payments. If you wish, set aside part of your balance inside the SCHWARZMAN app for a chosen period and receive monthly rewards of up to the rate shown in the app. Rewards are variable, depend on the selected holding period and asset, and are not guaranteed.
Cashback
Earn while you spend
Automatic on eligible card payments. No holding period, no minimum.
Paid in SHOP Token
1% back on eligible payments — paid in SHOP Tokens.
Your cashback is paid out as SHOP Token, a digital asset. You decide what to do with it: transfer it to a compatible wallet, swap it to USDT in the app, or simply keep it in your wallet.
Transfer
Move SHOP Tokens to a compatible wallet.
Swap
Exchange SHOP Tokens to USDT directly in the app and spend the amount with your card.
Hold
Keep your SHOP Tokens in your SCHWARZMAN wallet.
How cashback is calculated
- Pay $100$1 in SHOP
- Pay $500$5 in SHOP
- Pay $1,000$10 in SHOP
You receive the equivalent value in SHOP Tokens at the rate used for the cashback calculation. Cashback is credited after the payment has settled and applies to eligible card payments.
SHOP Token is a digital asset and its value can go down as well as up. Cashback is a reward for card usage, not an investment, and the programme terms may change.
Holding rewards
Rewards while you hold
Choose an amount and a holding period. Current maximum rates are shown in the app before you confirm.
Holding rewards calculator
IllustrativePer month
+$250
Up to — maximum value, not guaranteed
Per year
+$3,449
Up to, compounded monthly — maximum value, not guaranteed
Illustrative calculation only, not a forecast or promise of returns. All figures are maximum values (“up to”). Rates are variable, depend on the selected holding period and asset, may change at any time and are not guaranteed. Assets set aside remain subject to market risk.
Flexible
No holding period
up to0.0%/ mo
3 months
90-day holding period
up to0.0%/ mo
12 months
365-day holding period
up to0.0%/ mo
Built for compliance
A professional payment product, operated within the rules that apply to it. No shortcuts, no promises we cannot keep.
Established infrastructure
Supported by regulated financial and technology partners and delivered through established payment infrastructure.
Verified customers
Every customer completes a digital onboarding and verification process. Approval is subject to eligibility and compliance review.
You stay in control
Your digital assets remain in your SCHWARZMAN wallet until you pay. Only the amount needed for a payment is converted.
Card controls in the app
Freeze and unfreeze your card, review every payment and manage your limits directly in the app.
Simple. Transparent. SCHWARZMAN.
$19.99 / month
Everything you need in one membership.
No deposit fee. A 3% fee applies to each card payment, in any currency. A physical card will follow at a later date with its own fee structure. Details in the FAQ. Available to eligible customers in supported jurisdictions.
Illustrative
FAQs
The most common questions, answered.
The card is part of your SCHWARZMAN membership, which costs $19.99 per month and includes the virtual card, wallet, international card payments and full app access. There is no separate card price. A fee of 3% applies to each card payment, in any currency.
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